Finance My Caravan
A four-wheel drive towing a caravan along a red dirt road at sunset, with a gum tree in the foreground
Caravan, camper and motorhome finance guides

Plan the lap first.
Then the loan.

Plain-English guides to caravan, camper trailer and motorhome finance for grey nomads, young families and anyone dreaming of a lap around Australia. Learn how it works, then start an enquiry when you are ready.

Start an enquiryRead the basics
Start here

Pick your kind of van

Different rigs, different finance questions. Start with the one closest to your plans.

A caravan and camp setup beside a river under a large gum tree at golden hour

Caravans

New or used, on-road or off-road. How caravan finance generally works and what to check first.Caravan finance explained A caravan and white four-wheel drive parked on a sandy beach track beside bright blue ocean

Campers and motorhomes

Camper trailers, pop-tops and motorhomes raise their own questions on age, value and licences.Campers and motorhomes A caravan with its awning out, camp chairs and a fire pit beside a river in golden light

Selling your old van

Upgrading? Think about the sale, any finance owing and the paperwork before you list.Selling your old van
A caravan being towed along a coastal road at sunset with the ocean and cliffs beyond
The road to a decision

From daydream to driveway

  1. Work out what the lap really costsFuel, camp fees, insurance, servicing and storage all sit alongside any repayment. Build the whole picture before choosing a van.
  2. Match the van to the tow vehicleCheck towing capacity and the van's weights against your vehicle. Your dealer and the vehicle handbook are the places to confirm this.
  3. Understand the finance optionsLoan type, term, fees and what the lender takes as security all change the total cost. Compare the comparison rate, not only the headline rate.
  4. Check the paperworkFor a used van, a PPSR search can show whether money is owed on it. Registration and compliance details matter too.
  5. Start an enquiry when you are readyIt is free to enquire and there is no obligation. Any finance is subject to lender criteria and approval.
A caravan with its awning out, camp chairs and a fire pit beside a river in golden light
Know the whole number

The repayment is only one line in the budget.

Registration, insurance, servicing, storage and campsite fees all add up beside the loan. Price them up first, then choose the van.

See the costs checklist
Made for

Who is this for?

A four-wheel drive towing a caravan along a red dirt road at sunset, with a gum tree in the foreground

Grey nomads

  • Thinking about a long trip after work or retirement
  • Weighing a loan against savings or super
  • Wanting a van that suits the years ahead
A family of three looking out over hills at sunset, with a caravan and four-wheel drive nearby

Young families

  • Balancing repayments with school and childcare costs
  • Choosing a layout that grows with the kids
  • Planning a lap in stages around work
Latest from the blog

The travel journal

All articles
A caravan and white four-wheel drive parked on a sandy beach track beside bright blue ocean
When you are ready

Ready to talk about the road ahead?

It is free to enquire and there is no obligation. Tell us about the van you have in mind and take it from there.

Start an enquiry
General information only. This is not financial, credit, tax or legal advice and does not consider your circumstances. Rates and figures are illustrative; check the comparison rate and consider speaking with a licensed professional. See ASIC MoneySmart for independent guidance.